Terms and Conditions

Last Updated: 2 December 2025

These Terms & Conditions (“Terms”, “Agreement”) govern your access to and use of the HermanusCFO website (the “Site”), operated by HermanusCFO (“we”, “us”, “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.

1. Use of the Site

The Site and its contents (text, images, branding, designs, materials) are provided for general informational purposes only.

You may use the Site for lawful purposes and in accordance with these Terms. You agree not to use the Site:

In any way that violates applicable laws or regulations.

To transmit, or procure the sending of, any unsolicited or unauthorized advertising, spam, or other form of solicitation.

To impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.

2. Intellectual Property

All content on the Site — including, but not limited to, text, graphics, logos, images, and other material — is the property of HermanusCFO (or its licensors), and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, publicly display, or exploit any content from the Site for commercial purposes without our prior written consent.

3. Disclaimer / No Warranties

The information provided on the Site is for general purposes only. While we strive to keep information accurate and up-to-date, we do not guarantee its completeness, accuracy, or suitability for any particular purpose.

Your use of the Site is at your own risk. The Site is provided “as-is” and “as-available”, without any warranties or representations of any kind (express or implied).

HermanusCFO disclaims all warranties — including those of merchantability, fitness for a particular purpose, non-infringement, and availability.

4. Limitation of Liability

To the maximum extent permitted by law, HermanusCFO — and its directors, employees or affiliates — shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages (including lost profits, loss of data, business interruption, or other losses), even if we have been advised of the possibility of such damages, arising out of or in connection with your use of the Site.

5. External Links

The Site may contain links to third-party websites or resources. We are not responsible for the content, policies, or practices of those third-party sites. Visiting and using such links is at your own risk.

6. Changes to the Terms

We reserve the right to modify or replace these Terms at any time. When we do, we will update the “Last updated” date at the top of this page. By continuing to access or use the Site after changes are posted, you agree to be bound by the updated Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa (or insert jurisdiction you prefer), without regard to conflict of law provisions. You agree that any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa (or relevant jurisdiction).

8. Contact Information

If you have any questions, concerns or requests regarding these Terms, please contact us at: james@hermanuscfo.com